I’m a 25-year-old freelance designer earning between ₹50k–₹90k/month. Income is irregular. How do I budget and invest?
Namrata Changed status to publish
Use a zero-based budget — assign every ₹ a job. Build a 3-month emergency fund. On good months, save 50%. On lean months, tap savings. Invest via flexible SIPs. Don’t forget: open a PPF or NPS account for long-term tax-saving corpus.
Aman Munjal Changed status to publish
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